Sutton Business Capital
Apply for Funding
Indianapolis Licensed Lender

Business Capital
Without Delay.

Sutton Business Capital gives Indianapolis business owners direct access to 38 programs through 20+ IN-licensed lenders — same-day answer, no application fee.

Apply for FundingCall (317) 555-0120

Mon–Sat 8am–7pm EST · No credit pull to start

38
Lending Programs
20+
Direct Lenders
$0
Application Fee
Same-Day
Answers
24–72h
Funding Timeline
✓ IN Licensed·✓ No Credit Pull·✓ 20+ IN Lenders·✓ Mon–Sat 8am–7pm EST

How It Works

Step 01 · Quick Start01

Call us

Takes only 5 min to get started. No forms, no credit pull, no paperwork.

Step 02 · Local Matching02

We match 20+ IN lenders

Real competing offers from IN-licensed lenders — delivered the same day.

Step 03 · Finalize03

You pick, we fund

Working capital funds in 24 hours. SBA in weeks. You choose the offer that fits.

Get Funded Now
Loan Programs

38 loan programs for Indianapolis, IN

Every program through our IN-licensed lender network.

⚡ 24–72 hrs
Working Capital Loans

Flexible cash for payroll, inventory, or any short-term gap.

View program →$25K–$2M
⏱ 4–10 weeks
SBA Loans

Government-backed loans with the best long-term rates and terms.

View program →$50K–$5M
⚡ 24–72 hrs
Business Line of Credit

Draw what you need, pay interest only on what you use.

View program →$10K–$500K
⚡ 24–48 hrs
Invoice Factoring

Turn outstanding B2B invoices into same-week cash.

View program →$10K–$5M
⚡ 3–7 days
Equipment Financing

Vehicles, machinery, tech — financed against the equipment itself.

View program →$10K–$2M
⚡ Same day
Same Day Business Loans

Funded today when revenue is on track and time matters.

View program →$5K–$250K
⏱ 4–10 weeks
SBA 7(a) Loan

The most-used SBA program — up to $5M for almost any use.

View program →$50K–$5M
⚡ 24–48 hrs
Merchant Cash Advance

Advance against future card sales — repaid as a percent of revenue.

View program →$5K–$500K
View all 38 programs →
Why Sutton Business Capital

Built for Indianapolis business owners

IN-licensed. Revenue-focused. Zero fees to start.

Indianapolis skyline at golden hour
Indianapolis, IN
Local. Licensed. Loyal.

Capital that knows Marion County.

20+
IN Lenders
38
Programs
$0
App Fee
01 · No-Fee Promise

No application fee — ever

We're paid by the lender on funded files only. Zero cost to call, zero cost to get a funding read.

02 · Real Competition

Real competing offers

Multiple IN-licensed lender offers on one sheet before you commit to anything.

03 · On Your Side

IN-licensed advisor

Licensed, regulated, on your side. We work for your Indianapolis business — not a lender's quota.

Where We Lend

Indianapolis & the 14 communities
we know by name.

One IN-licensed network. The same 38 programs in every ZIP — from downtown Indy to the Hamilton County line.

Headquarters

Indianapolis

1701 E Michigan St · Marion County, IN

Direct line(317) 210-1444
HoursMon–Sat · 8am–7pm EST
LicensingIN Licensed · Since 2020
Network20+ Indiana lenders
38
Programs
$0
App Fee
24h
Decisions
Visit Indy Hub
Qualification Check

Do you qualify? Most do.

Three simple checks. No paperwork, no credit pull, no commitment. If you answer yes to any one, you're ready for a 60-second funding read.

Monthly revenue over $5,000?

Most programs start here.

In business 3+ months?

Startups welcome too.

Know your use of funds?

Any reason counts.

Soft Check · No Credit Pull

You're approved to apply

If you said yes to any one above, an IN-licensed advisor can match you with funding today.

No application fee, ever
Answer in under 60 seconds
20+ IN-licensed direct lenders
Funding in as little as 24 hours
Call (317) 555-0120

Mon–Sat · 8am–7pm EST · Same-day answers

Verified Client Reviews

Real owners. Real funding. Real Indianapolis.

4.9/ 5.0
Verified Reviews
Based on 380+ funded Indianapolis files
Verified

“We were 8 months in with strong ARR but every bank wanted 2 years of tax returns. Sutton Business Capital found us a revenue-based facility in 6 days. Their advisor actually understood our MRR model — that mattered.”

Program
Revenue-Based Financing
Funded
$185,000
Speed
6 days
RK
Ryan Kovacs
Kovacs Tech Labs · SaaS Startup
Carmel, IN · Mar 2026
Verified

“Peak racing season was 3 weeks out and I needed parts inventory yesterday. They matched me with an Indiana lender who knew the motorsports business. Approved Tuesday, wired Thursday. Saved my season.”

Program
Working Capital Loan
Funded
$75,000
Speed
48 hours
TM
Tasha Monroe
Monroe Motorsports · Auto Repair & Performance
Brownsburg, IN · Feb 2026
Verified

“SBA 7(a) for our third Fishers location. The IN-specific permitting was a maze and Sutton Business Capital walked us through every step. Six weeks from first call to close — the lender said that was their fastest 7(a) of the quarter.”

Program
SBA 7(a) Loan
Funded
$620,000
Speed
6 weeks
SL
Sandra Lee
Lee Hospitality Group · Restaurant Group (3 locations)
Fishers, IN · Jan 2026
Verified

“We had $40K tied up in net-60 invoices and payroll was Friday. Invoice factoring through their network unlocked the cash same week at a rate I could live with. Now we factor on a rolling basis.”

Program
Invoice Factoring
Funded
$40,000
Speed
4 days
AW
Andre Williams
Williams Warehouse Co. · Logistics & 3PL
Plainfield, IN · Dec 2025
Verified

“Medical practice acquisition loan. They knew Indiana healthcare licensing from minute one — no surprises at closing. The advisor was the only person on either side of the deal who knew what an HPSA designation was.”

Program
Practice Acquisition
Funded
$1.2M
Speed
5 weeks
JP
Dr. Jay Patel
Patel Family Medicine · Medical Practice
Greenwood, IN · Nov 2025
Verified

“Unsecured loan for Hamilton County expansion — no collateral, no personal guarantee on a chunk of it. Three IN-licensed lenders bid for the deal and I picked the best terms. That was new for me.”

Program
Unsecured Business Loan
Funded
$95,000
Speed
5 days
MB
Marcus Brooks
Brooks Home Goods · Retail
Noblesville, IN · Oct 2025
Verified

“Needed equipment financing for two new excavators before bid season. They closed it against the equipment itself — no real estate touched. Their crew knew construction cash flow cycles cold.”

Program
Equipment Financing
Funded
$240,000
Speed
8 days
EC
Elena Cortez
Cortez Construction LLC · General Contracting
Avon, IN · Sep 2025
Verified

“Line of credit for green coffee buys. Draw what I need, pay interest only on what I use. Sutton Business Capital set it up in under two weeks and the lender has been zero-friction every renewal.”

Program
Business Line of Credit
Funded
$150,000
Speed
11 days
DH
Derek Hayes
Hayes Coffee Roasters · Specialty F&B
Zionsville, IN · Aug 2025
01 / 00
4.9
Avg rating
out of 5.0
380+
Funded files
Indianapolis area
98%
Would refer
post-funding survey
$47M
Total funded
since 2020
Common Questions

Everything Indianapolis owners ask first

None — ever. Sutton Business Capital is paid by the lender on funded files only. No fee to call, no fee to get a funding read, no credit pull until you decide to move forward.

Working capital, same-day, and short-term products typically fund within 24–72 hours after approval. SBA programs take 4–10 weeks. One call gives you a realistic timeline.

Yes. Many of our 20+ IN-licensed lenders focus on revenue rather than credit score. Revenue-based financing, merchant cash advances, and invoice factoring often have no minimum credit requirement.

Nothing formal. Know your monthly revenue, how long you have been operating, and what you need the capital for. No paperwork, no forms, no credit pull to start.

Yes — Carmel, Fishers, Noblesville, Greenwood, Brownsburg, Avon, Lawrence, Plainfield, Mooresville, and Zionsville. Same IN-licensed lender network everywhere.

Available Now

Ready to fund your Indianapolis business?

One call. Same-day answer. No obligation, no application fee, no credit pull to start.

✓ $0 to apply✓ IN-licensed✓ 20+ lenders✓ 24-hour funding

Speak with an advisor

(317) 210-1444

Mon–Sat · 8am–7pm EST